Download the original investor pack
The Oakridge brochure introduces the team, our property approach and the investment journey. The download retains the original investor pack with its updated website cover.
Read the PDF in your browser. Brochure examples provide context; the documents and figures agreed for a specific project determine that arrangement.
Available capital and the total project cost
Your available capital is the money you can consider committing after allowing for your other needs. Total project cost includes the acquisition, works and wider costs through to exit. Where borrowing is proposed, investor capital and finance are separate parts of that funding plan.
Conversations can begin from £50,000 of available capital. The amount a particular opportunity requires depends on the property and structure. It is important to discuss whether you may need access to those funds, because property cannot usually be converted into cash quickly.
Understand the words behind the numbers
- Refurbishment budget: the allowance for the agreed works, labour and materials.
- Contingency: an allowance for unexpected work, rather than an extra profit margin.
- Holding costs: costs incurred while the property is owned, including relevant finance, insurance and utilities.
- Exit: the intended sale or other agreed route at the end of the project.
- Project profit: proceeds less the costs included in the calculation; tax and the allocation between parties must be checked separately.
Questions to ask before committing
- Who owns the property, and what exactly am I investing in?
- What fees, finance costs and taxes apply to me?
- Which figures are estimates, and what evidence supports the resale assumption?
- What happens if costs rise or the sale takes longer?
- What approvals, updates and contractual rights will I have?
- How and when are proceeds distributed?
Ask your solicitor, tax adviser or financial adviser to assess the proposed arrangement for your circumstances. Do not assume that regulation or compensation protection applies simply because the underlying asset is property.
Compare objectives before comparing returns
A refurbishment for resale and a retained rental property are different plans. One depends on delivering a sale; the other also requires consideration of letting, management, maintenance, compliance and periods without a tenant. Neither is a universal fit.
Read our buy–refurbish–sell guide for project budgeting and our hands-off investment page for the support and decisions involved. Then bring your questions to the team.